We looked at banking crises over the past 20 years and found uncanny patterns. When a country's loan/deposit (LDR) rises above 1 (the country has exhausted its savings and starts to borrow other people's money through wholesale banking), the seeds of a crisis are sown. Please contact us for more information .
Paul Schulte has had a career in equity research which spans 22 years on both the buy and sell sides covering the Asian and emerging markets. He also has 5 years of government policy experience in emerging markets. He has been frequently ranked in top-five…read more
Philosophy
The Schulte Research Report focuses on banks, bank credit, liquidity & corporate solvency. Bank credit drives economics, not the…read more